Senior Manager, Whole Loan Trading & First-Line Model Governance
Core
Own end-to-end monitoring of portfolio-wide trends in loan salability, asset quality, and model performance for secured lending products (HELOC, auto direct, auto indirect) to ensure risk appetite adherence and regulatory readiness.
Role type
Senior Manager, First-Line Model Governance & Asset Quality
Builds
Governance materials, monitoring cadence, reporting routines, and escalation protocols for secured lending portfolios.
Domain
Consumer lending (secured/asset-backed) and Model Risk Management
Deliverable
production ML models
Required skills
Secured lending operations, loan salability oversight, asset quality monitoring, first-line model governance, cross-functional partnership, team leadership, risk escalation
Preferred skills
Auto indirect/dealer channel dynamics, secondary-market quality expectations, fair lending compliance, production model evaluation, exam-ready documentation
Technologies
None explicitly stated
Responsibilities
Lead asset quality and loan salability function across secured lending channels; Monitor portfolio-level salability risk and escalate repurchase/put-back risks; Monitor asset quality indicators (delinquency, loss severity, prepayment); Evaluate origination and channel quality; Own first-line model implementation and performance oversight; Translate findings into remediation plans and risk escalations.
