Model Governance Lead, Credit
Core
Own and execute the Model Governance program for Plaid's Credit products, ensuring models are conceptually sound, validated, documented, and fit for use.
Role type
Senior IC model governance lead (credit)
Builds
Next-generation Credit scores and attributes based on cash flow and Plaid's network (via careerplan.io/jobs/e707566a-dad1-4afa-a3bd-bda5bc2bdcbe-model-governance-lead-credit-at-plaid)
Domain
FinTech, Credit risk, Machine Learning
Deliverable
production ML models
Required skills
Model risk management, model validation, credit modeling, machine learning concepts (XGBoost), foundation models, neural networks, data and feature assessment, conceptual soundness evaluation, remediation planning
Preferred skills
FinTech experience
Technologies
XGBoost, foundation models, neural networks
Responsibilities
Independently assess conceptual soundness, data, features, performance, stability, and intended use of credit models; identify model weaknesses and create actionable remediation plans; partner with Product, Data Science, and Engineering to strengthen model development and validation practices; create rigorous documentation for model trust and understanding; provide constructive challenge to model owners and stakeholders.
Seniority
Senior, hands-on IC
