Head of Consumer and Lending Compliance
Core
Lead the compliance program for Gemini's deposit and lending products, including crypto rewards credit cards, ensuring consumer-friendly delivery in a complex regulatory environment.
Role type
Senior leadership compliance officer (Head of Consumer and Lending Compliance)
Builds
Crypto lending and credit card products
Domain
Fintech / Consumer Banking / Cryptocurrency
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Consumer finance regulations expertise, Credit card operations oversight, Team management, Regulatory reporting, Risk assessment, Vendor oversight, Fair lending program management, Remediation planning, Stakeholder communication
Preferred skills
CRCM or Juris Doctor, Experience in fast-scaling businesses
Technologies
Compliance Management Systems (CMS), Regulatory frameworks (UDAAP, ECOA, FCRA, TILA)
Responsibilities
Oversee consumer compliance program for lending products, Advise credit card business on new product development and marketing, Manage compliance team for monitoring, testing, and reporting, Provide regular reporting to the Board of Managers, Serve as liaison with sponsor bank partner, Respond to audits and regulatory inquiries, Oversee risk assessments for consumer banking products, Act as Fair Lending Officer, Ensure vendor oversight, Oversee remediation plans for high priority issues, Stay updated on regulatory changes and industry best practices
Seniority
Senior, hands-on IC with strategic vision
