Director, Product Legal (EmFi & Payments)
Core
Lead product legal for Embedded Finance, Lending, Issuing, and Payments, acting as an embedded partner to product and engineering from ideation through launch.
Role type
Director, Product Legal (Embedded Finance & Payments)
Builds
Regulated financial products and platform terms for enterprise customers
Domain
Fintech, Payments, Embedded Finance, Lending, Issuing
Required skills
U.S. law degree, active bar membership, 10+ years legal experience in payments/fintech, expertise in money transmission/AML/BSA/Reg E/UDAAP, embedded legal partnership experience, complex agreement structuring, legal drafting, team leadership
Preferred skills
Top-tier law firm background, multi-jurisdictional launch experience (PSD2/e-money), Visa/Mastercard rules expertise, legal playbook development, legal tech/AI tool usage
Technologies
Legal technology, AI tools
Responsibilities
Lead product-legal team for Embedded Finance/Lending/Issuing/Payments; Structure novel financial models for enterprise customers; Provide risk-weighted guidance on U.S. and international payments laws; Advise Product/Engineering on regulatory structuring and terms drafting; Draft and negotiate financial partnership agreements; Build scalable legal playbooks and reference materials; Coordinate cross-functional regulatory escalations; Serve as U.S.-based point person for Embedded Finance
Seniority
Director, hands-on IC with people leadership