U.S. Banking Regulatory Compliance Lead
Core
Second-line oversight of Stripe's U.S. Banking-as-a-Service (BaaS) products and bank-fintech partnerships, translating federal and state regulations into practical policies, controls, and monitoring.
Role type
Senior IC regulatory compliance lead (BaaS)
Builds
U.S. BaaS products (Capital, Issuing, Treasury) and bank-fintech partnerships
Domain
U.S. Banking, Fintech, Regulatory Compliance
Required skills
U.S. BaaS regulatory framework, BSA/AML and sanctions, consumer financial protection, fair lending, deposit and FDIC insurance, third-party risk, privacy and cybersecurity, ACH and card programs, state money transmission, regulatory exam remediation, policy design, control lifecycle management, cross-functional influence
Preferred skills
N/A
Technologies
N/A
Responsibilities
Own second-line compliance framework for U.S. BaaS products and bank-fintech partnerships; Translate U.S. federal and state laws into practical policies, controls, and monitoring; Oversee BSA/AML, CIP, CDD, transaction monitoring, and sanctions screening; Oversee consumer and lending compliance including UDAAP, fair lending, and FCRA; Oversee deposit-product compliance including FDIC insurance and Reg CC; Define compliance expectations for privacy, cybersecurity, and incident response; Provide second-line oversight on sponsor banks and partners via risk assessments and control testing; Review new BaaS products and material changes for regulatory obligations; Keep pace with U.S. BaaS regulatory developments and coordinate changes; Prepare for and respond to regulatory exams and audits; Collaborate with Product, Legal, Risk, Engineering, and sponsor-bank teams to clarify ownership and challenge control design.
Seniority
Senior, hands-on IC
