Senior Manager, Loan Salability & First-Line Model Governance
Core
Own end-to-end monitoring of portfolio-wide loan salability, asset quality, and first-line model governance for secured lending products (HELOC, auto direct, auto indirect) to ensure regulatory readiness and partner compliance.
Role type
Senior Manager, First-Line Model Governance & Asset Quality
Builds
Governance materials, monitoring cadence, reporting routines, and escalation protocols for secured lending portfolios.
Domain
Consumer Finance / Secured Lending / Regulatory Compliance
Deliverable
dashboards & analysis
Required skills
Secured lending operations, loan salability oversight, asset quality monitoring, first-line model governance, cross-functional partnership, team leadership
Preferred skills
Auto indirect dealer channel dynamics, secondary-market quality expectations, fair lending requirements, production model evaluation, exam-ready policy documentation
Technologies
None explicitly stated
Responsibilities
Lead asset quality and loan salability function across secured lending channels; Monitor portfolio-level salability risk and escalate repurchase/put-back risks; Monitor asset quality indicators (delinquency, loss severity, prepayment); Evaluate origination and channel quality including collateral documentation and fair lending exposure; Own first-line model implementation and performance oversight; Translate findings into remediation plans and risk escalations.