Senior Manager, Asset Quality & Model Oversight
Core
Own end-to-end asset quality, loan salability, and model oversight for Upstart's secured lending portfolio (HELOC, auto direct, auto indirect) to ensure governance, risk appetite adherence, and regulatory readiness.
Role type
Senior Manager, First-Line Risk & Control
Builds
Governance frameworks, monitoring cadences, reporting routines, and escalation protocols for secured lending products.
Domain
Financial Services / Secured Lending / Credit Risk
Deliverable
dashboards & analysis
Required skills
Portfolio performance monitoring, loan salability oversight, model implementation governance, cross-functional risk program leadership, regulatory exam readiness, root cause analysis
Preferred skills
Auto indirect/dealer channel lending dynamics, secondary-market quality expectations, consumer lending fair lending requirements, production model execution evaluation, exam-ready policy documentation
Technologies
None explicitly stated
Responsibilities
Lead asset quality and loan salability function across secured lending channels; Monitor portfolio-level salability risk and escalate repurchase/put-back risks; Monitor asset quality indicators (delinquency, loss severity, etc.); Evaluate origination and channel quality; Own first-line model implementation and performance oversight; Translate findings into remediation plans and risk escalations.