Data Analyst, Home Lending HMDA
Core
Ensuring data integrity and regulatory compliance for Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) reporting within Upstart's home lending business.
Role type
Compliance data analyst (regulatory reporting)
Builds
Regulatory submissions and compliance oversight for home lending operations
Domain
US Consumer Finance / Mortgage Lending / Regulatory Compliance
Deliverable
dashboards & analysis
Required skills
HMDA data collection and reporting, CRA data collection and reporting, regulatory compliance monitoring, data validation, quality control testing, cross-functional collaboration, loan origination systems proficiency
Preferred skills
HMDA Loan/Application Register (LAR) submission experience, CRA submission experience, fair lending compliance knowledge, regulatory exam support experience
Technologies
Loan origination systems, compliance reporting systems
Responsibilities
Manage HMDA and CRA data integrity reviews, coordinate annual HMDA LAR and CRA data submissions, perform data validation and quality control testing, partner with teams to resolve data discrepancies, maintain documentation of data reviews and controls, support regulatory exams and audits, monitor regulatory changes and update policies, prepare periodic reporting on data quality trends.
