Asset Quality & Model Analyst
Core
Monitor portfolio-wide trends in loan salability, asset quality, and model performance for secured lending products to ensure governance and regulatory readiness.
Role type
Analyst, Asset Quality & Model Oversight
Builds
Secured lending products (home equity line of credit, auto direct, auto indirect)
Domain
Fintech / Lending / Risk Management
Deliverable
dashboards & analysis
Required skills
Loan-level review, portfolio performance analysis, data organization, documentation, reporting, SQL, Excel, business intelligence tools
Preferred skills
Secured lending product knowledge, secondary-market quality standards, model monitoring concepts, governance material production
Technologies
SQL, Excel, Google Sheets, BI tools
Responsibilities
Execute loan-level quality reviews for documentation and underwriting accuracy; Analyze portfolio performance data including delinquency and loss severity; Maintain asset quality and salability risk reporting packages; Track model performance and flag degradation patterns; Maintain issue logs and defect trackers; Drive governance and exam readiness deliverables
Seniority
Individual Contributor, Analyst level
