Credit Specialist - Analyst
Core
Perform credit investigation, verification, and fraud detection to process auto/powersports loan applications and ensure funding compliance.
Role type
Credit Specialist - Analyst (Loan Operations)
Builds
Funded loans for dealerships and consumers via Octane's lending platform
Domain
Financial Services / Auto & Powersports Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Credit analysis, loan verification, fraud detection, risk mitigation, document review, regulatory compliance, data entry, customer service, multitasking, SLA management
Preferred skills
Auto or powersports industry experience, understanding of regression models, familiarity with proprietary decisioning engines
Technologies
Salesforce, Slack, Google Sheets, proprietary LOS
Responsibilities
Perform accurate credit investigation analysis and verifications; collect and verify applicant financial records; analyze loan applications against lending standards; detect and escalate fraudulent activity; make outbound/inbound calls for identity verification; explain loan declines and DTI/PTI caps; collaborate with internal teams and dealership partners
Seniority
Junior to Mid-level, hands-on IC