US Credit Originations SME
Core
Lead operational management and optimization of US credit card originations processes, covering application intake, underwriting support, decisioning, and compliant account onboarding.
Role type
Senior Subject Matter Expert (SME) in Credit Originations
Builds
Efficient, compliant onboarding of new credit card accounts
Domain
US Banking / Credit Card Issuance / Regulatory Compliance
Required skills
US credit originations lifecycle, credit bureau data and scoring, decisioning engines, risk-based pricing, KYC/KYB/CIP, AML, US credit regulations (Reg B, Reg Z, FCRA)
Preferred skills
Mastercard/Visa/Amex/Discover originations requirements, fraud and identity verification tools, LoanPro, Taktile, Bloom
Responsibilities
Act as central point of contact for operations team on US credit originations, build relationships across departments, own operational learning strategy and upskill internal teams
Seniority
Senior, hands-on IC