SME საკრედიტო ანალიტიკოსი - თბილისი
Core
Analyze financial statements and business models of SME clients to assess credit risk and prepare analytical conclusions for lending decisions.
Role type
Senior Credit Analyst (SME)
Builds
Credit decisions and loan portfolios for Small and Medium-sized Enterprises
Domain
Banking / Credit Risk / SME Finance
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Financial statement analysis, Business model evaluation, Credit risk assessment, Collateral analysis, Regulatory compliance, Microsoft Excel proficiency
Preferred skills
CRM systems experience, Bank internal systems experience, Restructuring and refinancing analysis
Responsibilities
Analyze SME clients' financial statements, payment ability, and business model viability; Identify and assess financial, business, and credit risks; Evaluate collateral sufficiency and alignment with credit risks; Prepare credit projects and analytical conclusions for the credit committee; Monitor credit portfolio quality and identify early warning signals; Collaborate with bankers and clients on financial matters; Develop response plans for overdue loans.
Seniority
Mid-level, hands-on IC