Senior Data Scientist - US Products
Core
Building credit risk models to underwrite unsecured loans and credit cards for the US market, optimizing pricing and risk management.
Role type
Senior IC data scientist (credit risk)
Builds
Proprietary machine learning models for scorecard development, risk management, marketing optimization, and pricing.
Domain
Fintech / Credit risk / US consumer finance
Deliverable
production ML models
Required skills
Machine learning techniques, Python, experiment tracking (MLFlow), data extraction/cleaning/transformation, model deployment (CLI/APIs), experimental design and evaluation, mentoring
Preferred skills
Credit risk modeling, loan/credit card underwriting knowledge, familiarity with Credit Bureau data across geographies
Technologies
Python, MLFlow
Responsibilities
Build and deploy models contributing to business success; research new data sources and unstructured data representation; translate business problems into data questions; engineer CLI programs/APIs; design and evaluate product experiments; mentor other data scientists
Seniority
Senior, hands-on IC with mentorship responsibilities