Lead Data Scientist
Core
Building and maintaining machine learning models for credit risk assessment, fraud detection, and transaction timing optimization to serve underbanked Americans.
Role type
Senior IC data scientist (fintech/risk)
Builds
Production ML models for underwriting, fraud, and payments
Domain
Fintech / Personal Finance
Deliverable
production ML models
Required skills
Machine learning principles, Python, SQL, classification and prediction modeling, A/B testing, model monitoring, feature development, end-to-end data science solutions
Preferred skills
Startup environment experience, cross-functional collaboration, mentoring
Technologies
sklearn, JupyterLab, pandas, matplotlib, statsmodels
Responsibilities
Build, test, and roll out new underwriting and risk models; own the full modeling lifecycle from conception to production; build and improve fraud and payment models; establish best practices for model training and monitoring; analyze customer base shifts; mentor junior data scientists
Seniority
Senior, hands-on IC
