VodafoneThree - Commercial Analytics Specialist
Core
Use data and commercial insight to shape smarter credit decisions, analyze bad debt drivers, and optimize acceptance criteria to balance customer needs, risk, and sustainable growth.
Role type
Senior Commercial Analytics Specialist (Credit Risk)
Builds
Data-led commercial appraisals of Credit Risk strategies and optimized Conditional Acceptance criteria
Domain
Telecoms / Credit Risk / Financial Services
Deliverable
dashboards & analysis
Required skills
Commercial analysis, Credit strategy, Risk management, Performance analytics, SQL, Python, R, SAS, Databricks, Vetting frameworks, Decisioning frameworks, Post-implementation reviews (PIRs)
Preferred skills
Experience in telecoms or data-rich environments, Knowledge of credit policy frameworks, Ability to translate complex data into clear narratives
Responsibilities
Explore bad debt drivers and acceptance outcomes to improve vetting and decisioning; Build data-led commercial appraisals of Credit Risk strategies; Optimize Conditional Acceptance criteria and migration pathways; Monitor Credit Risk initiatives and carry out post-implementation reviews (PIRs); Track Max Exposure performance and spot emerging risks; Create clear commercial narratives to support trading cycles and decision reviews; Partner with Commercial and Trading teams to analyze bad debt drivers and their impact on profitability.