Mortgage Specialist
Core
Provide excellent client experience to Financial Advisors and their wealth management clients throughout the home loans mortgage origination cycle, serving as the primary point of contact for loan transactions.
Role type
Mortgage Specialist (MS)
Builds
Mortgage loan fulfillment and timely closings for high-net-worth clients
Domain
Financial Services / Wealth Management / Real Estate Lending
Required skills
Jumbo mortgage expertise, complex income and asset analysis, compliance regulations knowledge (RESPA, TRID, fair lending), pipeline management, document validation, credit risk assessment
Preferred skills
High energy, ownership, collaborative proactive approach, client relationship development
Technologies
MS Office (Word, EXCEL, Outlook, PowerPoint), NMLS, FDIC-insured institution systems
Responsibilities
Serve as primary point of contact for client interactions, internal and external business partners; Manage and oversee the pipeline to ensure all loans are progressing in accordance with established expectations; Request, review, and validate all loan processing documents such as income, credit, appraisal, insurance and title; Coordinate with various processing, underwriting, credit risk and other internal/external business partners to complete fulfillment and ensure timely closings; Provide comprehensive reviews and recommend solutions/options regarding credit risk of high-net-worth clients; Obtain documents to satisfy conditions for underwriting approval and product/pricing negotiations as necessary
Seniority
Individual Contributor