Mortgage Specialist
Core
Serve as the primary point of contact for Financial Advisors and their high-net-worth clients throughout the mortgage loan origination cycle, managing complex transactions and ensuring timely closings.
Role type
Mortgage Specialist (Jumbo/Complex Loans)
Builds
Mortgage loan products for affluent clients and financial advisors
Domain
Wealth Management / Consumer Mortgage Lending
Required skills
Jumbo mortgage expertise, complex income/asset analysis, compliance regulations (RESPA, TRID, fair lending), client relationship management, loan pipeline management, credit risk assessment
Preferred skills
Experience with Core, Complex (>$2M), and Unique (Entity) transactions, UHNW client experience
Technologies
MS Office (Word, Excel, Outlook, PowerPoint), NMLS, FDIC-insured institution systems
Responsibilities
Manage and oversee the loan pipeline to ensure timely closings; Request, review, and validate loan processing documents (income, credit, appraisal, insurance, title); Act as the initial escalation point for loans in process; Provide comprehensive reviews and recommend solutions regarding credit risk for high-net-worth clients; Coordinate with internal/external partners to complete fulfillment; Obtain documents to satisfy underwriting approval conditions.