Mortgage Banker
Core
Serve as the primary point of contact and Subject Matter Expert for high-net-worth clients and Financial Advisors throughout the mortgage origination process, providing tailored loan solutions and managing complex credit risk scenarios.
Role type
Senior IC Mortgage Banker (Jumbo/Complex Income)
Builds
Mortgage loan products for Ultra High Net Worth and Private Wealth Management clients
Domain
Financial Services / Mortgage Lending
Required skills
Jumbo mortgage expertise, complex income/asset analysis, client relationship management, regulatory compliance (RESPA, TRID), loan underwriting, team supervision
Preferred skills
Verbal communication, proactive escalation management, pipeline management
Technologies
MS Office (Word, Excel, Outlook, PowerPoint), NMLS
Responsibilities
Provide consultation on credit risk and product pricing for high-net-worth clients; Analyze client finances to tailor loan solutions; Coordinate with underwriting and credit risk to ensure timely closings; Obtain and validate complex loan processing documents; Decision Conditional Pre-Approval Letters; Supervise Associate Mortgage Bankers; Manage inbound/outbound queues and complex loan pipelines; Ensure compliance with banking regulations.
Seniority
Senior, hands-on IC (AVP/VP level)