Senior Merchant Underwriting Specialist
Core
Designing, implementing, and improving merchant underwriting, KYB, and onboarding frameworks for card acquiring to turn regulatory and partner requirements into scalable processes.
Role type
Senior individual contributor merchant underwriting specialist (card acquiring)
Builds
Merchant underwriting and onboarding frameworks, risk controls, and operational playbooks for card acquiring
Domain
Payments / Financial Services / Card Acquiring
Required skills
Merchant acquiring underwriting, KYB (Know Your Business), card-present ecosystem, acquiring lifecycle risk management, process and framework design, regulatory translation, product collaboration, cross-functional leadership, data-driven analysis
Preferred skills
Experience in Payment Facilitator (PayFac) or PSP environments, stakeholder management, training delivery
Technologies
None explicitly stated
Responsibilities
Shape end-to-end KYB and underwriting processes; Define risk-based eligibility criteria and due diligence triggers; Translate regulatory and partner requirements into operational controls; Develop procedures, checklists, and playbooks; Collaborate with Product teams on requirements and UAT; Train the team on acquiring risks and policies; Analyze risk data to refine controls; Support complex high-risk merchant decisions; Partner with Compliance, Legal, Risk, and Operations teams
Seniority
Senior, hands-on IC