Business Analyst - SME Insti - Bangalore
Core
Conduct detailed credit analysis and evaluation of lending proposals, monitor existing loan portfolios, and ensure regulatory compliance for SME institutions.
Role type
Credit Analyst / Business Analyst
Builds
Lending proposals and credit decisions for SME institutions
Domain
Banking / Financial Services / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Financial analysis, Credit risk assessment, Portfolio monitoring, Regulatory compliance, MIS preparation, Auditor report review, Promoter background checks, Legal and technical property assessment, Credit rating analysis, Stakeholder engagement
Responsibilities
Assess and conduct detailed credit analysis and evaluation of lending proposals for discussion at CC level and decision, Evaluate proposals by doing financial analysis, assessing sustainability of revenue and profitability, review auditor reports, promoter background checks, and legal/technical aspects of mortgaged properties, Monitor existing portfolio to assess quality and identify red flags, Ensure compliance with OTC, PDD, and sanction covenants, Prepare and update MIS for Risk and Business Head, Engage and resolve audit queries with internal and external stakeholders