Regional Lead - Cashflow Finance
Core
Design, launch, and manage a cashflow funding product for established SMEs lacking tangible collateral, handling origination, structuring, and risk management.
Role type
Senior IC commercial lending specialist (cashflow finance)
Builds
Asset-based lending facilities (£1m-£10m) for growing profitable businesses
Domain
Fintech / Commercial Banking / SME Lending
Required skills
SME lending market knowledge, non-tangibly secured cashflow lending expertise, financial statement analysis, cash forecasting, credit risk assessment, facility structuring, negotiation, network building in SME financing
Preferred skills
Hands-on product development approach, ability to model funding sensitivities (via careerplan.io/jobs/3be1fbf8-78c7-4969-b3c2-b61908d3cb38-regional-lead-cashflow-finance-at-allica-bank)
Technologies
Financial modeling tools, credit risk systems
Responsibilities
Contribute to product design and delivery, originate and structure new cashflow facilities, promote product awareness in professional services communities, identify opportunities within risk appetite, analyze financial information for underwriting proposals, negotiate terms with target businesses, oversee facility documentation and pre-commencement requirements, advocate for the product internally
Seniority
Senior, hands-on IC