Job
Core
Primary gatekeeper for merchant onboarding and risk assessment in a global neobank, analyzing applications to mitigate fraud and high-risk processing exposure.
Role type
Senior Risk Underwriter (FinTech/Payments)
Builds
Secure merchant onboarding pipeline for multi-currency payment accounts and acquiring products
Domain
FinTech, Payments, Banking Regulation
Deliverable
client delivery
Required skills
Merchant risk assessment, KYC compliance, Financial statement analysis, Fraud detection, Card scheme rules (Mastercard/Visa), CDD, Business bank statement analysis
Preferred skills
Cross-departmental training, KPI reporting, Emerging fraud trend analysis
Technologies
Internal/External underwriting tools, Consumer Credit Reports, MATCH, VMASS
Responsibilities
Review and process merchant applications, Interact with sales agents and merchants to resolve pending items, Analyze financial statements and bank statements for chargeback exposure, Identify fraudulent submissions, Provide underwriting reports and KPIs, Partner with Risk department on post-approval fraud prevention
Seniority
Mid-Senior, hands-on IC