Job
Core
Develop and optimize credit risk scoring models, limit policies, and portfolio performance for a lending platform serving under-banked audiences.
Role type
Senior Credit Risk Analyst (ML focus)
Builds
Online scoring systems, NPV models, and limit/rate policies
Domain
Fintech / Consumer Lending
Deliverable
production ML models
Required skills
predictive modeling, limit policy optimization, NPV modeling, Python, SQL, data analytics, lending experience (SMEs/individuals)
Preferred skills
Python library development, project management, data visualization
Technologies
Python, SQL
Responsibilities
Develop predictive scoring models for credit decisions; Optimize limit and rate policies; Implement models in online scoring; Evaluate product profitability; Analyze loan portfolio; Translate data insights into business processes; Collaborate with business, DWH, developers, and product analysts.
Seniority
Senior, hands-on IC
