GCIB GMC -CREDIT ANALYST II/CREDIT UNDERWRITER I
Core
Analyze client credit worthiness, evaluate credit risks, and write credit approval memos for annual renewals and new lending opportunities for U.S./CAN Banks and Brokers clients.
Role type
Credit Analyst II / Credit Underwriter I
Builds
Traded products, syndicated and bilateral revolving credit facilities
Domain
Commercial Banking / Corporate Finance
Required skills
Commercial credit analysis, Financial modeling, Traded products underwriting, Covenant compliance assessment, Collateral appraisal analysis, Financial statement review, Risk-adjusted profitability evaluation, Projection model building, Transaction negotiation support, Portfolio monitoring
Preferred skills
Formal credit training, Certifications, Three-statement financial modeling, Cash flow modeling
Technologies
Excel, Microsoft Word, PowerPoint
Responsibilities
Analyze client financial performance against projections and industry standards; Review financial statements and assess covenant compliance; Assist in underwriting, risk analysis, and closing of new or existing transactions; Evaluate risk-adjusted profitability for capital allocation; Build projection models based on historical data and forecasts; Train and mentor junior credit analysts; Manage end-to-end credit approval workflow and portfolio monitoring.
Seniority
Mid-level, hands-on IC
