Head of Credit Risk
Core
Lead end-to-end merchant credit and risk lifecycle for SME and mid-market merchants in a high-risk commercial payments environment.
Role type
Senior leadership credit risk head (fintech)
Builds
Merchant acquiring and payment solutions for complex commercial sectors
Domain
Fintech / Payments / Commercial Banking
Required skills
Credit underwriting, Operational risk leadership, Financial statement analysis, AML/KYC compliance, Dispute management, Team leadership
Preferred skills
High-risk sector exposure (travel), Forward-delivery risk mitigation, Volatile merchant sector experience
Technologies
Card-scheme risk rules, Settlement systems, Exposure limit frameworks
Responsibilities
Establish underwriting policies and risk mitigants, Oversee merchant onboarding and AML/KYC controls, Direct portfolio monitoring and distressed credit recovery, Develop specialized propositions for high-risk sectors, Lead and mentor the Credit & Risk operations team
Seniority
Senior, hands-on IC
