Credit Products Manager
Core
Manages first-line credit underwriting and portfolio management for specialized verticals, supervising teams to ensure risk compliance and portfolio quality.
Role type
Senior IC Credit Products Manager (Specialized)
Builds
Credit strategies, underwriting processes, and risk mitigation frameworks for specialized commercial industries.
Domain
Banking / Specialized Commercial Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Credit underwriting, portfolio management, risk grading, team supervision, regulatory compliance, financial data analysis, credit modeling, legal documentation negotiation, process improvement
Preferred skills
Master's degree in Business or Economics
Technologies
Credit bureaus, credit decision engines, credit and cash flow modeling tools, income/identity verification systems
Responsibilities
Supervise underwriters and credit analysts; identify and escalate portfolio risks; optimize underwriting processes; mentor team members; prepare credit risk reporting; negotiate credit terms with clients.
Seniority
Senior, hands-on IC with team leadership