Chief Credit Officer- Ford Credit Bank
Core
Developing, implementing, and managing all aspects of a new bank's credit risk management programs to ensure compliance with internal policies and federal/state regulations.
Role type
Senior Credit Risk Officer (Banking)
Builds
Credit risk management programs, underwriting standards, and regulatory compliance frameworks for a new de novo bank.
Domain
Banking / Credit Risk / Regulatory Compliance
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit risk management, underwriting standards, regulatory compliance, stress testing, loss mitigation, team leadership, financial data analysis
Preferred skills
Experience with Federal Banking Regulators, model performance tracking, residual value evaluation
Technologies
N/A
Responsibilities
Direct development and execution of credit risk management programs; Establish underwriting standards and exception approval processes; Oversee collection and vehicle repossession strategies; Manage credit risk stress testing scenarios; Provide independent oversight and reporting to the Board; Act as primary contact for regulatory and internal audits; Oversee credit risk management team activities.
Seniority
Senior, hands-on IC with leadership responsibilities