Commercial Credit Underwriter II - New Money CRE/C&I
Core
Analyzes, underwrites, and acts as final decision authority on commercial loan applications for less complex loans/industries/customers, ensuring compliance with lending guidelines and regulations.
Role type
Commercial Credit Underwriter
Builds
Commercial loan portfolios for businesses and commercial real estate
Domain
Banking / Commercial Lending
Required skills
Financial analysis, credit underwriting, cash flow analysis, risk mitigation, regulatory compliance, financial statement analysis, ratio and trend analysis, collateral analysis
Preferred skills
Prior lending authority, Small Business Administration/Agency experience, business and personal financial statement analysis
Technologies
Spreadsheet software, word processing software, credit bureau systems, loan scoring output data
Responsibilities
Conduct credit investigations and analyze financial information, underwrite loans and perform historical business financial analysis, identify credit applications requiring enhancements, set conditions of lending, maintain portfolio delinquencies and charge-offs, ensure departmental compliance with credit policy and regulations
Seniority
Mid-level, hands-on IC
