Credit Risk Manager, Flex Originations
Core
Spearhead credit, pricing, and distribution strategies for the next phase of Flex market expansion, leading a team of analysts to unlock new customer acquisition channels and optimize real-time decisioning journeys.
Role type
Senior Credit Risk Manager (Unsecured Lending)
Builds
Credit card proposition and Flex product expansion
Domain
Fintech / Unsecured Lending / Credit Cards
Deliverable
production ML models | product features
Required skills
Unsecured lending strategy, risk-based pricing, distribution network management, team leadership, economic modelling (NPV), SQL, stakeholder management
Preferred skills
Python, Looker, credit card background, zero-to-one environment experience
Technologies
SQL, Python, Looker
Responsibilities
Develop and execute credit risk frameworks for new acquisition channels; Design and deploy underwriting and real-time decisioning strategies; Own risk architecture for complex commercial propositions and promotional offers; Oversee credit risk valuations and affordability strategies; Hire and develop a team of elite analysts; Partner with cross-functional squads (Product, Marketing, Fraud, ML); Translate complex credit data into actionable insights for senior leadership.
Seniority
Senior, hands-on IC with team leadership