Senior Credit Analyst (UAE National)
Core
Underwrite individual retail banking applications (Business Loans & Mortgages) and review high-value transactions and restructuring cases.
Role type
Senior Credit Analyst (Retail Banking)
Builds
Credit facilities for retail banking customers
Domain
Banking / Retail Credit
Required skills
Credit underwriting, financial statement analysis, risk assessment, fraud detection, field visits, regulatory compliance, audit resolution
Preferred skills
Arabic language proficiency (via careerplan.io/jobs/14-007-3A-667-senior-credit-analyst-uae-national)
Technologies
Perfios
Responsibilities
Analyze credit data and financial statements to determine risk; Generate financial ratios using computer programs; Evaluate and escalate applications based on borrower character and repayment capability; Identify and highlight fraudulent activities; Initiate field visits for respective companies; Ensure completion of cases within prescribed TAT and adherence to SLA; Resolve audit findings within prescribed time frame.