Kreditmanager/in
Core
Analyze and assess credit engagements for SME new and existing customers, evaluate creditworthiness based on financial and balance sheet data, and prepare credit decisions in digital workflow systems.
Role type
Senior IC credit risk manager (SME)
Builds
Automated and digital credit processes for the SME business
Domain
Banking / Corporate Finance / Risk Management
Deliverable
production ML models
Required skills
SME credit business experience, balance sheet analysis, accounting, banking regulation, SQL, AI tools, ESG criteria integration
Preferred skills
ESG know-how, digital workflow systems, automated scoring models, early warning indicators, risk reduction measures, customer connection mapping, risk community assessment
Technologies
MS Office (Excel, PowerPoint), SQL, AI tools, digital workflow systems
Responsibilities
Analyze and assess credit engagements for SME customers, prepare credit decisions in digital workflow systems, monitor automated scoring models and early warning indicators, verify approved credit lines based on financial data and ESG criteria, ensure correct mapping of customer connections and risk communities, integrate ESG requirements into digital credit processes, collaborate with IT and Data & Risk Analytics to develop automated credit processes
Seniority
Senior, hands-on IC