Kreditanalyst*in (m/w/d)
Core
Analyze credit data and financial statements to assess risk and make independent lending decisions for small and medium-sized enterprises (SMEs).
Role type
Credit Analyst (Underwriter)
Builds
Credit decisions and risk assessments for SMEs
Domain
Fintech / SME Lending
Deliverable
production ML models
Required skills
Financial statement analysis, risk assessment, analytical thinking, business acumen, communication, AI tool proficiency
Preferred skills
Understanding of SME operations, problem-solving, adaptability
Technologies
AI tools, scorecard systems
Responsibilities
Analyze credit data and financial statements to determine lending risk, conduct thorough risk assessments for customers, capture and analyze revenue and risk drivers for SMEs, make independent credit decisions, collaborate with tech and analysis teams to improve systems and scorecards, communicate with account management to ensure customer needs are met