Residential Mortgage Underwriter, Specialized Credit (Bilingual)
Core
Assess new mortgage applications, issue commitments, and manage file progression to solicitor instruction while ensuring compliance and profitability.
Role type
Residential Mortgage Underwriter (Specialized Credit)
Builds
Mortgage loan commitments for Canadian consumers
Domain
Canadian Banking / Residential Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Lending judgment, AML/ATF compliance verification, income and down payment verification, policy adherence, deal flow management, broker relationship management, customer service, guidance to junior staff
Responsibilities
Review and verify mortgage applications for accuracy and legitimacy; Approve, decline, or refer applications based on established guidelines; Follow up with brokers to maximize funding volumes; Ensure compliance with company and insurer lending policies; Manage deal flow to meet deadlines and SLAs; Provide underwriting expertise and guidance to mortgage brokers and junior staff
Seniority
Individual Contributor