Head of Credit - International Cards
Core
Lead international credit card operations for US and Mexico portfolios, driving sustainable growth while maintaining strict credit risk discipline.
Role type
Senior IC Head of Credit (International Cards)
Builds
Credit card portfolios and risk frameworks for US and Mexico markets
Domain
Fintech / Consumer Credit / Credit Risk
Deliverable
production ML models | product features
Required skills
Credit risk strategy, portfolio management, regulatory navigation (US & Mexico), team leadership, data-driven decisioning, P&L management, model development, stress testing
Preferred skills
Emerging market credit operations, Latin American market experience
Technologies
Machine learning, AI, data analytics
Responsibilities
Develop and execute credit risk strategies for portfolio growth, review credit policies and underwriting standards, navigate US and Mexico regulatory landscapes, monitor portfolio performance metrics (originations, delinquency, losses), build and lead a high-performing international credit risk organization, partner with Data Science on model enhancement
Seniority
Senior, hands-on IC with strategic leadership