Program Management (Scheme Management) - Senior Manager- Lending EMI
Core
Design, launch, and manage the lifecycle of Lending EMI schemes, ensuring they are commercially sound, operationally executable, and compliant to deliver business outcomes.
Role type
Senior Manager, Program Management (Lending EMI)
Builds
EMI loan products and partner constructs for consumers and merchants
Domain
Financial Services / Digital Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Scheme design and lifecycle management, Commercial structuring (ROI, subvention, ticket size), Cross-functional partnership (Sales, Product, Credit, Finance), Performance analysis (volume, conversion, margin, risk), Regulatory and compliance alignment, Operational enablement coordination
Preferred skills
Competitive benchmarking, New scheme ideation for growth segments
Responsibilities
Design and manage EMI schemes including tenure, eligibility, and partner constructs; Own scheme lifecycle from ideation to sunset; Partner with Sales, Product, Credit, Finance, and lenders; Analyze scheme performance and recommend changes; Maintain scheme inventory and audit-ready documentation; Ensure alignment with credit policy and regulatory requirements; Coordinate Tech/Ops enablement for go-live; Run performance reviews and drive course corrections; Support competitive benchmarking and new ideation.