Cientista de Dados Especialista (Modelagem de Crédito)
Core
Lead the full lifecycle of statistical and machine learning models to develop predictive solutions for the customer credit lifecycle, optimizing the balance between credit risk and return.
Role type
Senior IC data scientist (credit modeling)
Builds
Predictive models for credit risk and return
Domain
Financial services / Credit risk
Deliverable
production ML models
Required skills
Statistical modeling, Machine learning, Data engineering, Model validation, Model deployment, Production monitoring, Alternative data integration, Model governance, Technical standards definition, Cross-functional collaboration
Preferred skills
Advanced modeling techniques, AI capabilities
Technologies
N/A
Responsibilities
Develop highly predictive solutions across the customer credit lifecycle, Introduce new modeling techniques and alternative data sources, Contribute to technical standards and model governance, Collaborate with Credit, Policy, Risk, Products, Fraud Prevention, and Engineering teams
Seniority
Senior, hands-on IC