Risk Manager
Core
Own the credit risk analytical function for PayJoy's Philippines business, monitoring portfolio performance and analyzing policy changes.
Role type
Senior IC credit risk analyst
Builds
Reporting infrastructure, automated dashboards, and predictive model monitoring for the Philippines credit portfolio
Domain
Consumer finance / Credit risk / Southeast Asia
Deliverable
production ML models | dashboards & analysis
Required skills
Credit risk analysis, SQL, Python, predictive modeling, regulatory compliance, data-driven policy assessment, AI tool automation
Preferred skills
Southeast Asian lending market experience, Philippines consumer finance landscape knowledge, BSP regulatory environment familiarity, Filipino language skills
Technologies
SQL, Python, AI-powered developer tools (e.g., Claude Code)
Responsibilities
Monitor and analyze credit portfolio performance for the Philippines business; Execute data-driven analyses to assess the impact of credit policy changes; Build and maintain analytical tools, dashboards, and automated reports using SQL and Python; Apply and track predictive credit models in production; Leverage modern AI-powered developer tools to automate recurring processes; Work closely with Philippines country operations, collections, and product teams; Support compliance with BSP requirements
Seniority
Senior, hands-on IC
