Portfolio & Pricing Manager
Core
Shape performance and profitability of Consumer Lending portfolio across Personal Loans and Consumer Auto using data, financial analysis, and commercial insight.
Role type
Senior IC Portfolio & Pricing Manager
Builds
Pricing strategies, portfolio optimization models, business cases, and new product propositions
Domain
Fintech / Consumer Lending / Personal Loans / Automotive Finance
Deliverable
production ML models | product features | dashboards & analysis
Required skills
Portfolio management, pricing strategy, financial modeling, forecasting, business case development, lending economics, credit risk analysis, channel profitability analysis, AI/automation evaluation, advanced Excel, SQL, Power BI/Tableau
Preferred skills
Experience in consumer lending, retail banking, automotive finance, asset finance, or unsecured lending
Technologies
Excel, SQL, Power BI, Tableau
Responsibilities
Analyze portfolio performance, profitability, margin, funding costs, and credit outcomes; Lead pricing analysis and assess impact on volume, margin, and risk; Build financial models and forecasts for strategic initiatives; Assess broker, channel, and customer profitability; Evaluate AI and automation opportunities; Translate complex analysis into clear recommendations for senior stakeholders
Seniority
Senior, hands-on IC
