Risk & Compliance Analyst
Core
Provide independent second-line oversight to manage regulatory and operational risk for a non-bank lender, ensuring compliance frameworks are proportionate and embedded in operations.
Role type
Second-line risk and compliance analyst (consumer lending)
Builds
Compliance monitoring plans, risk registers, breach/incident reports, and governance documentation for a Buy Now Sell Later property finance platform.
Domain
Fintech / Consumer Lending / Regulatory Compliance
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Regulatory compliance monitoring, breach and incident management, AML/CTF program support, risk governance, operational risk assessment, policy maintenance, risk reporting, training design
Preferred skills
Experience with AFCA processes, risk council support, control testing, third-party risk oversight
Technologies
NCCP Act, ASIC Regulatory Guides, National Credit Code, AML/CTF Act, Privacy Act, AUSTRAC systems
Responsibilities
Maintain compliance obligations register and execute rolling compliance testing; manage breach and incident registers including root cause analysis; support AML/CTF program execution and reporting; maintain compliance policies and risk management framework; prepare risk reporting for Risk Council and Board; design and deliver compliance training; monitor operational risks and control effectiveness.
Seniority
Mid-level, hands-on IC