Head of Lending Products
Core
Strategic leadership of an unsecured SME lending portfolio, focusing on commercial performance, credit risk, and product lifecycle decisions.
Role type
Senior executive product leader (unsecured SME lending)
Builds
Unsecured SME lending products (working capital, revolving credit, merchant cash advance, cashflow lending)
Domain
Financial services / Unsecured SME lending
Deliverable
Production ML models | product features
Required skills
Unsecured SME lending expertise, working capital finance, credit product design, portfolio management, lending economics, pricing strategy, risk-based product development, executive alignment
Preferred skills
Experience in non-bank lender or fintech, analytical background (mathematics, economics, actuarial studies, statistics, engineering, quantitative finance)
Technologies
N/A
Responsibilities
Define long-term product strategy and portfolio direction, set investment priorities, design new lending products and customer propositions, optimize product pricing and profitability, balance customer outcomes with credit quality, make product lifecycle decisions, align executive teams across Product, Credit, Risk, Technology, Operations, and Commercial
Seniority
Executive (C-level or VP-equivalent)
