Credit Risk Analyst
Core
Monitor, analyze, and optimize consumer and merchant lending portfolios to support risk-adjusted business growth and decision-making.
Role type
Credit Risk Analyst (Fintech)
Builds
Lending portfolios (consumer/merchant), risk strategies, and stress test scenarios.
Domain
Fintech / Digital Lending / Credit Risk
Deliverable
production ML models | dashboards & analysis
Required skills
Portfolio risk management, SQL, Python, R, PySpark, Bureau data analysis, Scorecard development, Digital Lending APIs, Machine learning models in credit risk, Loss forecasting, Scenario planning
Preferred skills
BI tools (Tableau, Looker, Metabase), Collections strategy, Product partnership
Responsibilities
Portfolio monitoring and analytics, Risk strategy and policy design, Stress testing and risk containment, Loss forecasting and scenario planning, Product and growth partnership, Collections interface and strategy, Compliance and bureau management
Seniority
Mid-level (2-5 years experience)
