Manager, Credit Risk Strategy & Assurance
Core
Provide independent oversight and strategic assurance across consumer lending and collections portfolios (Credit Cards, Personal Loans, BNPL, Retail Collections) by interpreting complex data to identify emerging risks and influence credit risk strategy.
Role type
Manager, Credit Risk Strategy & Assurance (Senior IC)
Builds
Strategic credit risk frameworks, portfolio performance insights, and executive-level risk reports for the Consumer Finance & Collections business.
Domain
Financial Services / Credit Risk / Consumer Lending
Required skills
Credit risk strategy, portfolio analytics, quantitative analysis, commercial acumen, stakeholder engagement, data interpretation, risk leadership, strategic planning, regulatory analysis, team mentoring
Preferred skills
Experience with SQL, Python, SAS, or R, ability to translate technical findings into clear narratives, proactive risk identification
Technologies
SQL, Python, SAS, R
Responsibilities
Develop deep understanding of portfolio performance and customer behaviors to identify emerging risks; Generate insights through quantitative and qualitative analysis of economic and regulatory factors; Assess competing drivers of portfolio outcomes to distinguish meaningful signals; Influence credit risk strategy development through evidence-based recommendations; Lead deep-dive analysis and assurance activities to uncover portfolio trends; Translate analytical findings into executive reporting and commercially sound recommendations; Partner across Risk, Product, and business units to evaluate impact of developments; Foster a culture of analytical excellence by mentoring emerging talent
Seniority
Manager, hands-on IC with strategic influence