Credit + Risk Mangager
Core
Lead the credit function across the full lending lifecycle, shaping credit strategy and strengthening portfolio performance for a consumer lending business.
Role type
Senior IC credit risk manager
Builds
Credit policy, underwriting standards, lending strategy, and portfolio performance frameworks
Domain
Consumer lending / Retail finance / Fintech
Deliverable
production ML models
Required skills
Credit risk management, portfolio analysis, credit policy development, underwriting standards, regulatory compliance, data-driven decisioning, model optimization, stakeholder influence
Preferred skills
Experience in non-bank lending environments, responsible lending obligations
Technologies
Scorecards, affordability models, approval frameworks
Responsibilities
Drive development of credit policy and underwriting standards; Monitor portfolio performance and identify emerging risks; Lead day-to-day credit assessment and complex application guidance; Review and enhance credit decisioning and models; Partner with collections, fraud, and compliance teams; Support development of new lending products; Prepare portfolio reporting and insights
Seniority
Senior, hands-on IC