Associate, Credit Portfolio Management (Secured Product), Risk Management Group
Core
Analyze and monitor the credit portfolio of the consumer banking division, identifying trends, risks, and opportunities for optimization.
Role type
Associate, Credit Portfolio Management (Secured Product)
Builds
Credit portfolio strategies and risk mitigation plans for consumer banking customers
Domain
Banking / Consumer Finance / Credit Risk
Deliverable
dashboards & analysis
Required skills
Credit portfolio analysis, Risk mitigation, Portfolio diversification, Data analysis (Python, SQL, Excel), Regulatory compliance, Credit policy development
Preferred skills
Master's degree in Finance/Economics/Statistics, Experience in retail lending industry
Technologies
Python, SQL, Excel, Data visualization software
Responsibilities
Analyze and monitor credit portfolio trends and risks, Develop and implement credit portfolio strategies, Collaborate with cross-functional teams, Conduct regular portfolio reviews and provide reports to senior management, Stay up-to-date with regulatory changes, Contribute to credit policy and risk model development
Seniority
Associate, 3+ years experience