Analyst, Relationship Manager, Credit Program Small, Small Medium Enterprises
Core
Acquire and manage a diversified portfolio of Small and Medium Enterprise (SME) lending relationships, driving revenue through assets, trade, cash, and treasury products while maintaining strict credit standards.
Role type
Senior IC relationship manager (SME lending)
Builds
SME lending portfolio and cross-sold banking products
Domain
Commercial banking / SME finance
Required skills
SME lending, working capital finance, sales, cross-selling, credit risk monitoring, due diligence, KYC/AML compliance, market intelligence
Preferred skills
Market knowledge in SME segment, competitor analysis
Technologies
Commercial banking platforms, MIS reporting tools
Responsibilities
Source new SME asset relationships up to 100 Crore, conduct due diligence and onboarding, cross-sell trade/cash/treasury products, monitor portfolio for delinquencies and early warning signals, ensure covenant compliance, submit MIS reports, build brand value through marketing activities
Seniority
Mid-level, hands-on IC