Senior Associate/Assistant Vice resident, Credit Risk Manager, Institutional Banking Group, Risk management Group
Core
Provide credit support to Credit Approvers for the SME segment in the NCR region, evaluating lending proposals and ensuring compliance with regulatory guidelines.
Role type
Senior Associate/Assistant Vice President, Credit Risk Manager
Builds
Credit approvals and risk controls for SME branches in the NCR region
Domain
Banking, SME lending, Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Credit analysis, Financial statement analysis, Cash flow analysis, Regulatory compliance (RBI/MAS), Industry risk assessment, Portfolio monitoring, Delinquency management
Preferred skills
Approval authority in previous assignments, Knowledge of NCR SME market
Technologies
None stated
Responsibilities
Evaluate lending proposals for IBG 4 customers including financial and industry position assessment, Approve credit proposals within delegated authority, Monitor portfolio delinquency levels and ensure timely regularization of overdues, Ensure compliance with internal credit policy and regulatory guidelines, Track adverse events in company or industry
Seniority
Senior, hands-on IC
