Home Equity Underwriter - Associate
Core
Analyze and evaluate loan applications (income, assets, liabilities, property) to underwrite safe and sound loans while assessing risk within credit culture and economic trends.
Role type
Associate Home Equity Underwriter
Builds
Secured and unsecured loans for borrowers
Domain
Financial Services / Mortgage Lending
Required skills
Financial analysis, Credit analysis, Debt-ratio calculations, Collateral valuation, Tax return review, Cash flow analysis, Regulatory compliance, Loan document review, Risk assessment, Data input
Preferred skills
Encompass system proficiency
Responsibilities
Review incoming loan applications and supporting documentation; Conduct credit analysis including tax returns and cash flow; Calculate debt ratios and credit scores; Analyze collateral and loan risk; Communicate with internal/external parties to gather borrower information; Manage pending applications in Loan Origination System (LOS); Handle data input, reporting, and servicing.
Seniority
Associate, entry-level to mid-level IC