Operations Team Member
Core
Operations professional performing credit assessment, underwriting, and funding for unsecured retail lending products to support customer financial goals.
Role type
Operations Team Member (Credit Underwriting & Verification)
Builds
Unsecured loan products for retail customers
Domain
Banking / Retail Lending / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
credit analysis, income verification, credit history assessment, financial position evaluation, limit framework review, process adherence, data research, decision-making, change management
Preferred skills
weekend/holiday flexibility, cross-functional communication, process improvement ideas
Technologies
banking systems, credit policy frameworks
Responsibilities
Verify applicant financial position and employment history, assess credit worthiness and ability to pay, review credit exposures against limit frameworks, research customer requests and gather relevant data, ensure accurate recording of investigations and supporting evidence, adhere to Group Credit Policy and Code of Banking Practice, contribute to process updates and improvement ideas
Seniority
Mid-level IC (1-3 years experience)
