Credit Risk Senior Analyst
Core
Senior Credit Risk Analyst supporting credit strategy improvement across the full lifecycle (originations, portfolio management, collections) by translating complex data into actionable business insights.
Role type
Senior IC Credit Risk Analyst
Builds
Credit strategies, portfolio performance improvements, and decisioning rules for retail credit portfolios
Domain
Banking / Credit Risk / Retail Finance
Deliverable
production ML models | dashboards & analysis
Required skills
SQL, Python, SAS, Excel, Tableau, BigQuery, Snowflake, portfolio analysis, segmentation analysis, impact modelling, rule change design, data quality assurance
Preferred skills
Australian retail credit portfolio knowledge, core portfolio metrics (losses, recoveries, provisions), advanced analytics, structured thinking
Technologies
SQL, Python, SAS, Excel, Tableau, BigQuery, Snowflake
Responsibilities
Analyse portfolio trends, drivers, emerging risks, and opportunities; Provide analytical support to credit strategy development; Uncover meaningful patterns and validate business hypotheses; Use advanced analytics to improve portfolio understanding; Partner with business, technology, and risk teams to translate analysis into operational outcomes
Seniority
Senior, hands-on IC
