Credit Decision Journey Expert
Core
Design, implement, and monitor end-to-end credit decision processes and policies to support safe growth and automated decisioning for Private Individuals and Private Banking customers.
Role type
Senior IC credit risk process expert
Builds
Automated credit decision journeys and risk policies
Domain
Banking / Credit Risk
Deliverable
production ML models
Required skills
Credit risk management, process design, policy definition, stakeholder management, project management, analytical thinking, risk anticipation, end-to-end thinking
Preferred skills
Data exploration, optimization, complex environment navigation, creative problem solving
Technologies
Credit decision models, automated decisioning systems
Responsibilities
Design and implement credit decision policies; evaluate customer journeys against risk principles; collaborate with business, model, and analytics experts; ensure compliance with standards; propose process optimizations; track project progress and objectives.